In
today's modern society, our pets have become integral members of
the family structure. We are a lot more emotionally attached to
our pets and need to feel assured that we will always be in a position
to have the best possible medical care available to them when the
need arises. It is a statistical fact that your pet will, at some
stage in its life, fall ill or be involved in an accident. These
events do not always coincide with your ability to meet unexpected
veterinary expenses that can run into may thousands of dollars.
Pet health insurance provides you with peace of mind that your pet
will always be able to receive the best treatment available when
the need arises. Just ask yourself...."Could I afford to pay
as much as $1500.00 or more tomorrow if my pet were to suddenly
fall ill or suffer an injury?" back to top |
| Will I be restricted in my choice of vet? |
No,
not at all. All policies administered by PetSure make provision
for pet owners to use any licensed/registered veterinary practitioner
countrywide. back to top |
| Is it worth insuring a young pet? |
Like
humans, pets can fall ill at any time during their lives. In addition,
young pets lack the coordination, experience and temperament of
older animals and are therefore more likely in certain respects
to be injured accidentally. Insuring your pet at a young age also
protects you from the risk having conditions excluded as "pre-existing".
Don't forget, most pet health insurance policies will not provide
cover for conditions that arise before the commencement of cover
(pre-existing conditions). back to top |
| How do I choose the right policy for me? |
Each
of our brands offer a range of policy options designed to accommodate
the differing needs of Australian pet owners. Different cover combinations
are available - ranging from accident only cover, to accident &
illness cover, and the comprehensive accident, illness and routine
care options. We recommend that you examine the policy Benefits
& Rates Schedules and download or view the Product Disclosure
Statements to satisfy yourself that whatever product you select
is suited to your personal needs. These documents can be accessed
by following the applicable website links. back
to top |
| Can I purchase a policy directly from PetSure? |
No,
we are the underwriting agents and administrators only of the various
product brands presented on this site and cannot advise you or arrange
insurance directly for you. We recommend that you carefully evaluate
your pet insurance options and, if you then wish to apply for insurance
cover, simply follow one of the website links to your selected product
brand and apply online or request that an application brochure pack
is mailed to you. back to top |
| How are my claims settled? |
Claims
are settled directly with you, the client - We do not pay the vet.
Your claim is processed by our efficient claims processing department
as soon as we receive your completed and signed Claim Form together
with the original, receipted veterinary invoice. If the treatment
for which you have claimed is eligible for benefits under your policy,
the benefit amount will be deposited directly into your bank account
(or a cheque will be mailed to you) usually within just a few days
of us receiving your claim. back to
top |
No,
you are entitled to claim as often as is necessary under the policies
we administer, provided you have not exceeded the annual claim maximum
(dollar amount) or any of the policy sub-limit amounts that may
be applicable. back
to top |
